Comparison

Deblock vs Bitpanda

A crypto-native self-custody account vs a multi-asset investing platform: what sets them apart.

Bitpanda and Deblock start from different intentions: one is a multi-asset investing platform, the other a crypto-native account where you hold your keys. Here's an honest, dimension-by-dimension comparison.

Side by side

DeblockBitpanda

Crypto: who holds the keysDeblock · Non-custodial: you hold your keys and withdraw to your own wallet.Bitpanda · Custodial, but withdrawing crypto to an external wallet is possible.

Current account + cardDeblock · IBAN + Visa card, a real everyday account.Bitpanda · Debit card (1% crypto cashback), but not a current account with a salary IBAN.

Multi-asset (stocks, metals, ETFs)Deblock · No: Deblock focuses on crypto and the account.Bitpanda · Yes: crypto, stocks, metals and ETFs on one platform — its strength.

Remunerated eurosDeblock · 4% option on your euros via EURCV in DeFi (Morpho), opt-in and verifiable.Bitpanda · No equivalent euro-remunerated account; yield via staking on some assets.

RegulationDeblock · Registered PSAN with the AMF, ACPR supervision; MiCA framework.Bitpanda · Registered with the AMF and other EU regulators; MiCA framework.

Best forDeblock · Truly owning your crypto with an everyday account.Bitpanda · Multi-asset investing (crypto, stocks, metals) from one platform.

The real difference: crypto-native account vs investing platform

Deblock and Bitpanda aren't after the same thing. Deblock is a crypto-native account: your crypto is self-custodied (you hold your keys) and you get an IBAN and a card for everyday life. Bitpanda is a multi-asset investing platform (crypto, stocks, metals, ETFs); crypto there is held by the platform, even though withdrawing to an external wallet is possible.

What Bitpanda does better

Bitpanda is a true multi-asset investing platform: beyond crypto, you can buy stocks, precious metals and ETFs, with investment plans. If you want to diversify beyond crypto from a single app, its range is far broader than Deblock's.

Who Deblock is the best choice for

Deblock is for people who want to truly own their crypto (self-custody) with a current account and card for everyday life, plus the 4% option on their euros. If control of your keys and a crypto-native account matter more than multi-asset investing, Deblock is the more aligned option.

Frequently asked questions

Deblock or Bitpanda for crypto?

To truly own your crypto, Deblock: self-custody leaves you the keys. Bitpanda holds the crypto for you (custodial), but allows withdrawals to an external wallet.

Does Bitpanda let you invest beyond crypto?

Yes: that's its strength. Bitpanda offers crypto, stocks, precious metals and ETFs. Deblock focuses on crypto and the everyday account.

Which one remunerates euros?

Deblock offers a 4% option on euros via EURCV in DeFi (Morpho). Bitpanda has no equivalent euro-remunerated account (yield exists via staking on some assets). Neither is a guaranteed return.

Are both regulated?

Both operate within a regulated framework in Europe (registrations with the AMF and other regulators, MiCA framework). Deblock is registered as a PSAN with the AMF, under ACPR supervision.

The verdict

If you want to own your crypto with an everyday account and card, Deblock. If you want multi-asset investing (crypto, stocks, metals) from one platform, Bitpanda. The two can complement each other.

Ready to try Deblock?

Open a Deblock account

Independent comparison, for information only. Information accurate as of 2026 and subject to change — check each service's official terms. Guide-deblock.com is independent and not affiliated with Bitpanda.