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Deblock yields

Where to put your money, how much it earns — made clear

Vaults, interest-bearing account, lending, staking: what each option does, what it's invested in, the APY, the fees and your net yield based on your plan.
Read this first

Yields are variable and not guaranteed. Deblock takes a share of the rewards (50% on Standard, 10% on Premium/Native); the protocol/curator fees are already included in the APY shown. This is not investment advice — investing carries a risk of loss.

Best net /yr
6,12 %
Options
6
Net Premium / Native
live/year
The most attractive

EURC

Vault · Lending

Your EURC (euro stablecoin) is lent out via a Morpho vault curated by Steakhouse, against collateral. Separate pocket, not locked.

6,12 %
Net Premium / Native · /year
Net Standard 3,40 %

Overview — all products

Updated now
EURC
Vault · Lending
6,12 %
SOLlive
Vault · Lending
4,48 %
4% Account
Interest-bearing current account
4,00 %
EURCV Vault
Vault · Lending
3,78 %
USDC
Vault · Lending
3,66 %
ETHlive
Vault · Lending
1,30 %

Your net = the vault's APY − the share Deblock keeps (50% on Standard, 10% on Premium/Native). On Premium/Native you therefore keep far more.

Variable and non-guaranteed yields. DeFi = real risks (smart contract, liquidity, depeg). This is not investment advice.

Deblock's EURCV vault, live

Here, in real time and straight from the blockchain, is the euro DeFi lending vault (EURCV) that holds the deposits behind Deblock's yield option. Total value, real yield, active accounts and history — unfiltered.

Data up to dateLast read · 28 Jul 2026, 22:10 · Block 25,634,218
View on Etherscan

Raw metrics

Vault overview

The vault's key variables, read straight from the blockchain in real time.

Total value (TVL)

TVL = total EURCV deposited. Shares = vault tokens outstanding. Share price = TVL ÷ Shares (above 1 because interest accrues).

€78,420,804

Shares outstanding : 77.2m

Annualised yield

Computed from the real growth of the share price.

7 days

3.53%

30 days

3.78%

90 days

3.70%

Share price

Premium and Native users have received the equivalent of 4% annualised, distributed daily; this cumulative yield since launch pushes the share price above 1 EURCV. On withdrawal, the depositor gets that excess: it belongs to them, it is not a Deblock margin. The price rises as long as the vault earns interest, and only falls on a loss.

The gain that goes to depositors since launch — not Deblock's profit.

1.0163 EURCV

Cumulative yield : 1.63% · +€16.27 for €1,000 deposited at launch

Interest paid to users

Estimate since launch (on-chain)

At the current pace (TVL × 4%)

€475,352

Projected annual distribution : €3,136,832

Active accounts (7d)

Received a vault transfer

43.1k

Curator

Ethereum · Morpho VaultV2

Steakhouse Financial

Raw on-chain data, not smoothed.

How the 4% account works

Real vault yield vs fixed rate

Deblock offers a euro yield option: 2% per year on Standard, up to 4% per year on Premium or Native, distributed daily and enabled voluntarily. This vault is what generates the yield behind the scenes. Here is the real yield it produces, against the announced fixed rate.

Real vault yield (30d)3.78%
Announced fixed rate (up to 4%)4.00%
Gap-0.22%

When the real yield drops below 4%, Deblock covers the difference out of its own pocket to keep the announced rate.

When the vault yields more than 4%, the surplus is a cushion; when it yields less, Deblock absorbs the gap to hold the promised rate.

For educational purposes. The exact rate per account — 2% on Standard, up to 4% on Premium or Native — depends on Deblock, not just on this vault.

What your money could earn

Duration10 years
Member access

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Indicative compound-interest simulation (rewards reinvested), excluding taxes, fees and yield changes. This is not a promise of gain.

Comparison

Versus money sitting at 0%?

The big difference: who keeps the yield.

Money sitting idle

When your money sits in an account that pays nothing, it is often placed in the background (loans, bonds, money markets), but the yield does not come back to you: you get 0%, with no view of where the money goes or what it earns.

With Deblock

Your euros (EURCV) are placed in this public DeFi vault. The real yield is visible above, and Deblock passes up to 4% of it back to you — even covering the gap out of its own pocket when the vault yields less than 4%.

Does Deblock make money on it?

It depends on the mix: on Standard (2%), Deblock keeps part of the gap; on Premium or Native (4%), it can break even or even chip in. The difference with an ordinary account: here, all of the real yield is verifiable on-chain.

Contract data

On-chain addresses & parameters

Everything is public and verifiable on Etherscan.

Vault address0xBEeF…4fF0
Share tokentechblockEURCV
Underlying assetEURCV0x5f78…5ff2
NetworkEthereum
CuratorSteakhouse Financial
Owner0x8c57…633e
Deblock routing contract0x4d2f…E0E4

Frequently asked questions

Vaults, interest-bearing account and net yield

What's the difference between the 4% account and a vault?

+

The 4% account is an interest-bearing current account: your money stays there and earns a fixed rate (2% Standard, up to 4% Premium/Native). A vault moves your money into a separate pocket (not locked) that earns the variable yield of a DeFi protocol (Morpho, Kamino), minus Deblock's share.

Why is my net yield lower than the APY shown?

+

Because Deblock keeps a share of the rewards: 50% on Standard, 10% on Premium/Native. The protocol/curator fees, on the other hand, are already deducted in the APY shown. On Premium/Native you therefore keep about 1.8× more than on Standard.

Are these yields guaranteed?

+

No. Vault APYs are variable and depend on the market. Your capital is at risk (volatility, smart contract, liquidity, stablecoin depeg). This is not investment advice.

Ready to put your money to work?

Open your Deblock account through the guide to access the vaults and the interest-bearing account, and activate the welcome offer.

Open my Deblock account