Comparison

Deblock vs Bybit

Self-custody crypto, an everyday account, remunerated euros: what really sets them apart.

Bybit and Deblock start from different angles: one is a crypto exchange known for advanced and derivatives trading, the other a crypto-native account where you hold your keys, with an IBAN and a card. Here's an honest, dimension-by-dimension comparison.

Side by side

DeblockBybit

Crypto: who holds the keysDeblock · Non-custodial: you hold your keys and withdraw freely to your own wallet.Bybit · Custodial: the exchange holds your crypto, but withdrawals to an external wallet are possible.

Current account + cardDeblock · European IBAN + Visa card, designed as an everyday account.Bybit · The Bybit Card (Mastercard) is available in the EEA, but there's no IBAN current account: Bybit stays a trading exchange.

Advanced trading and derivativesDeblock · Buy/sell crypto in self-custody, without derivatives or advanced trading tools.Bybit · Yes: broad coin selection, derivatives and advanced trading tools — the core of the product.

Remunerated eurosDeblock · 4% option via EURCV (SG Forge tokenised euro) deployed in DeFi on Morpho, opt-in and on-chain verifiable.Bybit · Bybit Earn: variable yield depending on the products and market conditions.

RegulationDeblock · Registered PSAN with the AMF, ACPR supervision; MiCA framework.Bybit · Operates under evolving EU / MiCA rules.

Best forDeblock · Truly owning your crypto while keeping an everyday account and card.Bybit · Trading actively, accessing derivatives and a broad coin selection.

The real difference: who holds your crypto

This is what separates the two apps most. With Deblock, your crypto is self-custodied (non-custodial): you hold your keys and can move them to your own wallet whenever you want — "not your keys, not your coins" doesn't apply. With Bybit, your crypto is held by the exchange (custodial); withdrawals to an external wallet are possible, but as long as it stays on the platform the keys are Bybit's, not yours.

What Bybit does better

To be fair: Bybit is first and foremost a trading exchange. If your goal is to trade actively, access derivatives or a very broad coin selection, its offering is far more complete than Deblock's, which focuses on self-custody buying/selling and the everyday account. Bybit also offers advanced trading tools appreciated by experienced users.

Who Deblock is the best choice for

Deblock is for people who want to truly own their crypto (self-custody) while keeping a current account and card for everyday life, plus the transparent 4% option and simplicity for those who don't want to trade. If control of your keys and a crypto-native account matter more than advanced trading tools, Deblock is the more aligned option.

Frequently asked questions

Deblock or Bybit for crypto?

To truly own your crypto, Deblock: self-custody leaves you the keys and free withdrawals. Bybit is a custodial exchange that holds the crypto for you, with withdrawals to an external wallet possible, but it's ideal if you mainly want to trade.

Do both remunerate euros?

Differently. Bybit offers yields via Bybit Earn (variable depending on the products). Deblock offers a 4% option via EURCV deployed in DeFi (Morpho), opt-in and on-chain verifiable. Neither is a guaranteed return.

Can you withdraw crypto to your own wallet?

With Deblock, yes by default: it's non-custodial and you hold your keys. With Bybit, crypto is held by the exchange, but withdrawals to an external wallet are possible subject to the current terms.

Does Bybit offer a current account like Deblock?

No. Deblock offers a European IBAN and a Visa card designed as an everyday account. Bybit offers the Bybit Card (Mastercard) in the EEA, but no IBAN current account: it's a trading exchange.

The verdict

If you want to own your crypto and a simple everyday account, Deblock. If you want to trade actively, access derivatives and a broad coin selection, Bybit. Some users combine both.

Ready to try Deblock?

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Independent comparison, for information only. Information accurate as of 2026 and subject to change — check each service's official terms. Guide-deblock.com is independent and not affiliated with Bybit.