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Comparison

Deblock vs Coinbase

Self-custody crypto, an everyday account, remunerated euros: what really sets them apart.

Coinbase and Deblock start from different angles: one is a major listed crypto exchange, the other a crypto-native account where you hold your keys, with a current account and a card. Here's an honest, dimension-by-dimension comparison.

Side by side

DeblockCoinbase
Crypto: who holds the keysDeblock · Non-custodial by default: you hold your keys and withdraw freely to your own wallet.Coinbase · The exchange is custodial: Coinbase holds your crypto; you can withdraw to an external wallet, and the separate Coinbase Wallet app is self-custody.
Current account + cardDeblock · Deblock has a European IBAN + Visa card, designed as an everyday account.Coinbase · Coinbase is an exchange: a Visa debit card exists in some markets, but no current account with an IBAN.
Crypto selection & liquidityDeblock · A more focused selection, centred on major assets.Coinbase · Very large crypto selection and deep liquidity — a real Coinbase strength.
Remunerated eurosDeblock · 4% option via EURCV (SG Forge tokenised euro) deployed in DeFi on Morpho, opt-in and on-chain verifiable.Coinbase · Yield via staking or USDC rewards (variable), not a remunerated euro current account.
RegulationDeblock · Registered PSAN with the AMF, ACPR supervision; MiCA framework.Coinbase · A regulated exchange and a trusted US-listed company.
Best forDeblock · Truly owning your crypto while keeping an everyday account and card.Coinbase · Buying, trading and staking a wide range of crypto on a trusted platform.

The real difference: who holds your crypto

This is what separates the two services most. With Deblock, your crypto is self-custodied (non-custodial) by default: you hold your keys and can move them to your own wallet whenever you want — "not your keys, not your coins" doesn't apply. With Coinbase, the exchange is custodial: the platform holds your crypto, even though you can withdraw to an external wallet. Coinbase also offers a separate app, Coinbase Wallet, which is self-custody — but it's a product distinct from the exchange.

What Coinbase does better

To be fair: Coinbase is a major, trusted crypto exchange and a US-listed company. If your goal is access to a very large crypto selection, deep liquidity and staking options, its offering is more complete than Deblock's on that front. It's an established player, valued for the breadth of its assets.

Who Deblock is the best choice for

Deblock is for people who want to truly own their crypto (self-custody) while keeping a current account and card for everyday life, plus the transparent 4% option on their euros. If control of your keys and a crypto-native account matter more than the breadth of an exchange's catalogue, Deblock is the more aligned option.

Frequently asked questions

Deblock or Coinbase for crypto?

To truly own your crypto by default, Deblock: self-custody leaves you the keys and free withdrawals. Coinbase is a custodial exchange with a very large selection of assets; you can withdraw to an external wallet, and the Coinbase Wallet app is self-custody.

Does Coinbase offer a current account and card like Deblock?

Coinbase is first and foremost an exchange: a Visa debit card exists in some markets, but there's no current account with an IBAN. Deblock offers a European IBAN and a Visa card designed as an everyday account.

Do both remunerate euros?

Differently. Coinbase offers yield via staking or USDC rewards (variable), not a remunerated euro current account. Deblock offers a 4% option via EURCV deployed in DeFi (Morpho), opt-in and on-chain verifiable. Neither is a guaranteed return.

Which one is regulated?

Both. Coinbase is a regulated exchange and a US-listed company. Deblock is registered as a PSAN with the AMF, under ACPR supervision, within the MiCA framework.

The verdict

If you want to own your crypto and an everyday account, Deblock. If you want the widest crypto selection and staking on a trusted platform, Coinbase. Many users combine both.

Ready to try Deblock?

Open a Deblock account

Independent comparison, for information only. Information accurate as of 2026 and subject to change — check each service's official terms. Guide-deblock.com is independent and not affiliated with Coinbase.