Comparison

Deblock vs Crypto.com

Self-custody crypto, an everyday account, remunerated euros: what really sets them apart.

Crypto.com and Deblock start from different angles: one is an exchange with a card and a broad coin catalogue, the other a crypto-native account where you hold your keys. Here's an honest, dimension-by-dimension comparison.

Side by side

DeblockCrypto.com

Crypto: who holds the keysDeblock · Non-custodial: you hold your keys and withdraw freely to your own wallet.Crypto.com · Custodial in the main app (withdrawals to an external wallet are possible); the separate Crypto.com Onchain / DeFi Wallet is self-custody.

Current account + cardDeblock · European IBAN + Visa card, designed as an everyday account.Crypto.com · Visa card with crypto cashback, but no IBAN or real current account.

Coin selection & card cashbackDeblock · A tighter crypto selection, card without crypto cashback.Crypto.com · Very broad coin catalogue and a Visa card with crypto cashback (varies by tier) — a real strength.

Remunerated eurosDeblock · 4% option via EURCV (SG Forge tokenised euro) deployed in DeFi on Morpho, opt-in and on-chain verifiable.Crypto.com · Yield via Crypto.com Earn (variable rate, depending on assets and term).

RegulationDeblock · Registered PSAN with the AMF, ACPR supervision; MiCA framework.Crypto.com · A regulated exchange, with crypto registrations and licences across several jurisdictions.

Best forDeblock · Truly owning your crypto while keeping an everyday account and card.Crypto.com · Trading a broad selection of coins and earning the card's cashback.

The real difference: who holds your crypto

This is what separates the two apps most. With Deblock, your crypto is self-custodied (non-custodial): you hold your keys and can move them to your own wallet whenever you want — "not your keys, not your coins" doesn't apply. With Crypto.com, the main app is custodial (the platform holds your crypto), even though withdrawals to an external wallet are possible; for self-custody you use the separate Crypto.com Onchain / DeFi Wallet, where you hold your keys.

What Crypto.com does better

To be fair: Crypto.com is a very broad and popular platform. If you want access to a large coin catalogue, active trading and a Visa card with crypto cashback (which varies by tier), its ecosystem is hard to match. Deblock, by contrast, stays focused on self-custody, the euro account and the everyday card.

Who Deblock is the best choice for

Deblock is for people who want to truly own their crypto (self-custody) while keeping a current account and card for everyday life, plus the transparent 4% option on euros. If control of your keys and a real euro account matter more than catalogue depth or card cashback, Deblock is the more aligned option.

Frequently asked questions

Deblock or Crypto.com for crypto?

To truly own your crypto, Deblock: self-custody leaves you the keys and free withdrawals. Crypto.com holds your crypto in the main app (custodial), with withdrawals possible; self-custody is via its separate DeFi Wallet.

Do both remunerate euros?

Differently. Crypto.com offers yield via Crypto.com Earn (variable rate, depending on assets). Deblock offers a 4% option via EURCV deployed in DeFi (Morpho), opt-in and on-chain verifiable. Neither is a guaranteed return.

Can you withdraw crypto to your own wallet?

With Deblock, yes by default: it's non-custodial. With Crypto.com, withdrawals to an external wallet are possible from the main app (custodial), and the Crypto.com Onchain / DeFi Wallet is itself self-custody.

Which one has a current account and card?

Both have a Visa card. Deblock adds a European IBAN and an everyday account; the Crypto.com card offers crypto cashback (varies by tier) but no IBAN or real current account.

The verdict

If you want to own your crypto with an everyday account and 4% on your euros, Deblock. If you want a broad selection of coins and the card's cashback, Crypto.com. Many users combine both.

Ready to try Deblock?

Open a Deblock account

Independent comparison, for information only. Information accurate as of 2026 and subject to change — check each service's official terms. Guide-deblock.com is independent and not affiliated with Crypto.com.