Comparison

Deblock vs Kraken

Self-custody crypto, an everyday account, remunerated euros: what really sets them apart.

Kraken and Deblock start from different angles: one is a long-standing crypto exchange, respected for its security and deep coin selection, the other a crypto-native account where you hold your keys and keep a current account. Here's an honest, dimension-by-dimension comparison.

Side by side

DeblockKraken

Crypto: who holds the keysDeblock · Non-custodial: you hold your keys and withdraw freely to your own wallet.Kraken · Custodial: the exchange holds your crypto; withdrawals to an external wallet are possible.

Current account + cardDeblock · European IBAN + Visa card, designed as an everyday account.Kraken · Kraken is an exchange: no current account or IBAN, and the debit card is limited in Europe (region-restricted / waitlist).

Security & coin selectionDeblock · Solid security and a decent coin selection, but the range stays narrower than a large exchange.Kraken · A long-standing, well-earned reputation for security and reliability, with a very deep coin selection and staking.

Remunerated eurosDeblock · 4% option via EURCV (SG Forge tokenised euro) deployed in DeFi on Morpho, opt-in and on-chain verifiable.Kraken · Rewards via crypto staking (variable yield depending on the asset).

RegulationDeblock · Registered PSAN with the AMF, ACPR supervision; MiCA framework.Kraken · A regulated exchange under various approvals across jurisdictions; recognised crypto compliance.

Best forDeblock · Truly owning your crypto with an everyday account and card, plus remunerated euros.Kraken · Trading a deep coin selection on a secure platform with staking.

The real difference: an exchange vs an account that leaves you the keys

This is what separates the two most. Kraken is a custodial crypto exchange: the platform holds your crypto (withdrawals to an external wallet are possible), and its core business is trading. Deblock is non-custodial by default: you hold your keys and withdraw freely to your own wallet — "not your keys, not your coins" doesn't apply — while keeping a current account with an IBAN and Visa card. Where Kraken is a trading platform, Deblock is an everyday account built on self-custody.

What Kraken does better

To be fair: Kraken is a long-standing exchange with an excellent reputation for security and reliability. Its coin selection is far deeper than Deblock's, and it offers staking on many assets. If you want to trade a wide range of crypto on a battle-tested platform, Kraken is a strong reference.

Who Deblock is the best choice for

Deblock is for people who want to truly own their crypto (self-custody) while keeping a current account and card for everyday life, plus the transparent 4% option on their euros. If control of your keys and a real everyday account matter more than access to a deep trading catalogue, Deblock is the more aligned option.

Frequently asked questions

Deblock or Kraken for crypto?

To truly own your crypto, Deblock: self-custody leaves you the keys and free withdrawals. Kraken is a custodial exchange that holds the crypto for you (withdrawals to an external wallet are possible), with a very deep selection of assets to trade.

Does Kraken offer a current account and card?

No: Kraken is an exchange, with no current account or IBAN, and its debit card stays limited in Europe (region-restricted or via waitlist). Deblock offers a current account with a European IBAN and Visa card built for everyday use.

How are euros or crypto remunerated?

Kraken pays rewards via crypto staking (variable yield depending on the asset). Deblock offers a 4% option on euros via EURCV deployed in DeFi (Morpho), opt-in and on-chain verifiable. Neither is a guaranteed return.

Which one is safer?

Kraken has a long-standing, well-earned reputation for security and reliability as an exchange. Deblock relies on self-custody: your crypto stays under your keys. Both are regulated; "safer" depends on what you value — holding your own keys or a platform's robustness.

The verdict

If you want to own your crypto and an everyday account with remunerated euros, Deblock. If you want to trade a deep coin selection on a secure platform and stake, Kraken. Many users combine both.

Ready to try Deblock?

Open a Deblock account

Independent comparison, for information only. Information accurate as of 2026 and subject to change — check each service's official terms. Guide-deblock.com is independent and not affiliated with Kraken.