What is the state of crypto tax in Greece today?

There is no specific crypto tax framework yet; the indicative treatment is ~15%, still provisional. To date, Greece has no specific, definitive crypto tax framework. Pending a dedicated law, the indicative treatment cited is a ~15% capital-gains rate, taken by analogy and liable to change.

If the indicative treatment applies, what would the ~15% bear on?

On the realised gain (sale price minus acquisition price). The indicative ~15% would bear on the realised gain, i.e. the difference between the sale price and the acquisition price — not on the total received nor on an unsold rise. These contours remain to be confirmed as long as the framework is not fixed.

How should the ~15% rate often cited for Greece be treated?

As a provisional indication, liable to change once a crypto law is adopted. The ~15% is indicative and provisional: it is taken by analogy with transfers of securities and may be confirmed, adjusted or replaced as soon as a specific crypto law is adopted. Always verify with AADE.

You are a Greek resident using a Deblock account, regulated in France. Who declares your gains?

It is up to you to declare yourself to AADE, according to the treatment in force. Deblock is regulated in France, but that changes nothing about your Greek obligation: as a resident, it is up to you to determine the applicable treatment and declare your own gains to AADE.

Crypto tax in Greece | Deblock Guide

Introduction

Greek crypto tax is a special case, because it isn't really written down yet. To date, Greece has not adopted a crypto-specific tax framework. In the absence of dedicated legislation, the treatment most often cited is a ~15% capital-gains rate, by analogy with the one applied to transfers of securities and movable assets. But be careful: that 15% is indicative and provisional. It is in no way a rule set in stone, and it could change as soon as a specific crypto law is passed. This module walks you through this uncertain situation simply, so you know what to expect and where to check. Important: this content is educational, not personal tax advice — given the uncertainty, check the current AADE guidance or a Greek tax adviser.

The principle: no definitive crypto framework yet

The first thing to understand is that, in Greece, there is not yet a specific, definitive tax framework for cryptocurrencies. No dedicated law has clearly settled how to tax individuals' crypto gains.

Pending that dedicated legislation, the indicative treatment most often used is a ~15% capital-gains rate, by analogy with the one applied to transfers of securities and movable assets. It is a reference point, not a certainty.

So you should read this 15% as a provisional indication, not as a fixed rule. As long as a specific crypto law has not been adopted, the actual treatment remains open to clarification and change. The official source to follow is AADE (the Independent Authority for Public Revenue, AADE.gr).

No specific, definitive crypto tax framework in Greece to date.
Pending a dedicated law, indicative treatment: ~15% on the capital gain (the rate for transfers of securities).
This ~15% is indicative and provisional: it may change once a crypto law is adopted.
Official source to follow: AADE (AADE.gr).

Common belief

There is a clear, settled crypto tax law in Greece that fixes the taxation.

Actually : Not yet. To date, Greece has no crypto-specific tax framework. The ~15% rate often cited is only indicative, taken by analogy, and it may change as soon as a dedicated law is adopted. Verify with AADE.

What this ~15% would apply to

If this indicative treatment applies, the ~15% would bear on the realised gain: the difference between what you receive when selling and what the acquisition cost you. Not on the entire amount you receive, and not on a crypto that has merely risen in your portfolio without being sold.

Here too, as long as the framework is not fixed, these contours remain to be confirmed. That is one more reason to keep a precise record of your operations.

The indicative ~15% would bear on the realised gain, not on the total received.
The capital gain = sale price minus acquisition price.
A mere unsold rise (unrealised gain) is not a realised gain.
These contours remain to be confirmed as long as no dedicated crypto law is adopted: keep the history of your operations (dates, amounts in €).

Why to stay updated: an evolving framework

The Greek situation is in flux. Because no specific crypto law has yet settled the matter, the treatment may be clarified, supplemented or modified at any time. The ~15% rate cited today could be confirmed, adjusted, or replaced by a regime specific to crypto.

In this context, the right reflex is never to take the rule as given, and to check the state of the law before each declaration.

Key insight

A provisional framework: check before you declare

As long as a dedicated crypto law has not been adopted, treat the ~15% as a provisional indication, not as a certainty. Before any declaration, check the current AADE guidance (AADE.gr) or consult a Greek tax adviser. Here, it is the uncertainty that should guide your caution.

Declaring to AADE, and the role of a French account

In Greece, it is up to you, the resident, to correctly declare your gains to AADE according to the treatment in force at the time of your declaration. Because the framework is still uncertain, the essential reflex is to check the applicable rule and keep all your supporting documents.

Deblock is regulated in France, not in Greece. That changes nothing about your obligation: the account does not declare on your behalf and removes no Greek tax obligation. As a Greek resident, it is up to you to determine the applicable treatment and declare your own gains.

Because the Greek crypto framework is not fixed, keep the history of your operations (dates, amounts in €) and, given the uncertainty, check the current AADE guidance or consult a Greek tax adviser before declaring. Official source: AADE (AADE.gr).

You declare yourself to AADE according to the treatment in force at the time of your declaration.
Deblock, regulated in France, never declares on your behalf.
Keep the history of your operations (dates, amounts in €).
Given the uncertainty, check the current AADE guidance or consult a Greek tax adviser.

Key takeaways

What you should remember

01Greece does not yet have a specific, definitive crypto tax framework.
02Pending a dedicated law, the indicative treatment is ~15% on the realised gain — a provisional reference, not a certainty.
03This ~15% may change as soon as a crypto law is adopted: stay updated and check before each declaration.
04Greek resident = you declare yourself to AADE; Deblock does not. Educational content, not tax advice — given the uncertainty, verify with AADE or a Greek tax adviser.

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Crypto tax by country

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Every country where Deblock is available has its own tax reading. This section gives an educational reference point before any simulation. Your real case depends on tax residence, annual transactions and your status.

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Article 150 VH bis

France: 30% flat tax with €305 disposal exemption

For a French tax resident, selling crypto for euros, paying with crypto or converting into a good/service triggers taxation. Crypto-to-crypto swaps are generally neutral.

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